The Financial OS for Ecommerce

Artoh helps Ecommerce businesses streamline their finances, automate busywork and make more profits.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Style Artoh
Who we work with
Style ArtohStyle ArtohStyle ArtohStyle ArtohStyle Artoh

Artoh gives you the power to take control of your finances, save money, and make more profit.

Business accounts on Steroids.

Unlock the power to scale smarter and faster with Artoh - the ultimate financial OS built for Ecommerce. With business accounts, cards, cash management tools, and performance monitoring all in one place, reach your venture's full potential faster than ever before!

Scale Faster with Virtual Cards

Create unlimited virtual cards to quickly scale your ad campaigns.

Style Artoh

Insurance-Eligible

Open business accounts eligible for FDIC insurance up to $250K.

Style Artoh

Send money anywhere with only a few clicks.

ACH, Wire, Check

Artoh is a financial technology company, not a bank. Artoh partners with Stripe, Inc. and affiliated companies, and financial institution partners including Evolve Bank & Trust, Member FDIC & Celtic Bank, to offer money transmission, banking & issuing services, respectively.

Visualize your cash flow.

Bring all your banks and payment processors into one place to check your current balance, upcoming payouts, burn rate, and runway. No more messy spreadsheets!

Style Artoh
Connect your financial accounts
Style Artoh
Get payout notifications
Style Artoh

Track KPIs from multiple shops in one location.

No more jumping between multiple platforms or apps to track your progress. Link all your commerce platforms and get a complete view of your business performance.

Style Artoh

Connect to all your shops

Style Artoh

Bring all your ad accounts into one place.

Monitor all your ad campaigns from one central location. This makes it easy to track your spending, see which campaigns are performing well, and adjust your budget accordingly.

Style Artoh

Accounting Automation.

Close your books in less than an hour, not weeks. All the transactions are sorted and ready to sync in real-time with your accounting software.

Automate
Bookkeeping

Style Artoh

Close the books
faster than ever

Style Artoh

Now all you need is Artoh.

Get all the features you need to run your business and save time on managing your finances. With Artoh, you can track your cash flow, connect to outside apps, get insights into company performance, and more - all from one convenient location.

All your financial accounts, all in one place

Style Artoh

Get notified for upcoming payout

Style Artoh

Monitor ROI across multiple ad platforms

Style Artoh

Manage multiple shops in one place

Style Artoh

Get Paid Faster

Style Artoh
Style ArtohStyle ArtohStyle Artoh

Frequently Asked Questions

Are my deposits FDIC insured?
Style ArtohStyle Artoh

Your accounts are eligible for FDIC Insurance up to $250K. Artoh works with Evolve Bank & Trust, Member FDIC, to store your deposits.

How does Artoh make money?
Style ArtohStyle Artoh

When you purchase with your Artoh-issued cards, the merchant is charged a fee by the credit card company. This fee is known as interchange, and Artoh receives a percentage of it. Our partner bank also earns interest on deposits related to these transactions, and Artoh receives a percentage of that as well. Also, certain features may have recurring fees in the future.

Do I need to have a business entity to use Artoh?
Style ArtohStyle Artoh

Yes. You need to have a U.S. company with a Federal EIN to use Artoh's products and services. We welcome most U.S.-based businesses, though our product is more tailored for Ecommerce companies. If your business frequently deals with physical cash, it might not be the best fit for you.


Prohibited business types

The businesses and business practices in the following categories are classified as prohibited and are therefore not eligible to use Treasury:

  • Mining
  • Adult Industry
  • Money services businesses
  • Stock promotion
  • Waste management
  • Arms trading—retail or manufacturing
  • Casinos or gaming
  • Cryptocurrency
  • Government, military, or public agencies
  • Marijuana services businesses


How much does Artoh cost?
Style ArtohStyle Artoh

Currently, you can use Artoh without any charge, but be aware that some features may come with a fee once the beta period ends.

If I'm not in the United States or a resident, can I still open an account?
Style ArtohStyle Artoh

Yes. We're more than happy to support companies based in the U.S. founded by entrepreneurs from all over the world—right from your laptop, without needing to visit the United States! Besides a few exceptions, of course.


At this time, we cannot open accounts for founders living in the following countries: Belarus, Burundi, Central African Republic, Congo, Democratic Republic of the Congo, Cuba, Iran, Iraq, North Korea, Lebanon, Liberia, Libya, Nicaragua, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe.

What do I need to apply for an account?
Style ArtohStyle Artoh

In order to get started, you'll need the following:

  • A U.S. company with a federal EIN
  • Your company's official formation documents
  • A picture of your government ID (e.g., passport or driver's license)


What's Artoh?
Style ArtohStyle Artoh

Artoh is a financial technology company that offers various financial services and software specifically for E-commerce businesses in the United States.


Our mission at Artoh is to help E-commerce entrepreneurs and businesses take off to the next level by providing them with tailored financial solutions and services. We aim to make financial management simpler, quicker, and more streamlined.


With Artoh, you will access our full suite of financial solutions, including business accounts, virtual/physical cards, cash flow management tools, and performance monitoring tools.


*Artoh is a financial technology company, not a bank. Artoh partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust, Member FDIC.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.